I’m not just a file number. I’m India’s future entrepreneur.
💥 “Dear Banker, I’m Not Asking for Charity—Just a Fair Chance” A New Entrepreneur’s Struggle (and Victory) for the Jansamarth Mudra Loan Starting a business in India is like attempting a high jump over invisible hurdles—and the Mudra loan, offered under the Pradhan Mantri MUDRA Yojana (PMMY), is supposed to be that springboard for aspiring entrepreneurs like me. But my first experience? Frustrating. Exhausting. Infuriating. "As a new entrepreneur, full of fire and ideas, I walked into the bank with dreams—and walked out invisible". 😤 The Problem: No Udyam = No Loan? Like many others, I applied for the Shishu category (loans up to ₹50,000) via the Jansamarth Portal , expecting a smooth digital experience. What followed was a cycle of deferrals and closed doors. “You have no business vintage. Come after one year.” “Get a guarantor or a running business account.” “Go to another branch, we don’t do Mudra loans anymore.” But isn’t the whole idea of Mudra to kickst...